I'm renting my first flat and only needed kitchen and electronics. R 86 a month feels fair — not the R 400 the big guys quoted me.

Added geyser cover the week before mine burst. Settled without a fight. Exactly what I hoped for.

Finally an insurer that shows the price upfront. Built my own cover in ten minutes, no agent phoning me at supper.

The app is so simple my mom set up her own policy. We only switched on buildings and lounge — that's all she wanted.

Switched from a bundled policy and I'm paying nearly half. Added the garage tools module for my workshop.

I love that I could leave out the modules I don't need. The price dropped the moment I switched them off.